Commercial General Liability Insurance Form
Business general liability insurance.
Commercial general liability insurance form. Insurance in the payment of judgments or settlements under coverages a or b or medical expenses under coverage c. General liability forms may filled at your chosen insurance company. Certificate of liability insurance date mm dd yyyy ject loc pro policy gen l aggregate limit applies per. The bodily injury or property damage be caused by an occurrence that takes place in the coverage territory during the policy period.
Claims made occur commercial general liability general liability premises ea occurrence damage to rented each occurrence med exp any one person personal adv injury general aggregate products comp op agg. This insurance applies to bodily injury and. And be unknown to the insured before the policy begins. It s a simple reality that anyone who comes into contact with you or your employees while you re conducting business can file a claim or lawsuit against you for any number of reasons from physical injuries to wrongful termination.
Commercial general liability cgl is a form of comprehensive insurance that offers coverage in case of damage or injury caused by a business s operations or products or on its premises. Hired and non owned auto liability provides auto liability coverage for short term auto rental or for employees using their personal car for business. A expectedor intended injury 1 an employee oftheinsuredarisingoutofand bodilyinjury or propertydamage expectedor in the course of. Event planning companies can consult their needs and risks with an insurance agent in order to liability insurance for present and upcoming events.
An acord 25 certificate of insurance coi is the standard document that proves you re insured with all of the details like the types of liability coverage general liability professional liability etc your policy limit and the duration of your policy. This form is the per occurrence version which means claims may be made during the policy period or anytime after. This is typically the document you need to show your clients that you re ready to get to work. Business or general liability insurance helps protect businesses from claims that happen as a result of normal business operations.
This is key advantage of this commercial general liability coverage form cg 00 01 04 13 policy that it covers claims that can be filed many years after the policy has expired. Enhance a basic policy with additional commercial liability insurance options that meet the specific needs of your business. Commercial general liability coverage form.