If You Have Car Acciden And You Have Insurance Form Car Can You Use Your Health Insurance

You will also want to consider changing car insurance companies.

If you have car acciden and you have insurance form car can you use your health insurance. If you have suffered injuries as a result of a car accident you may be wondering whether your health insurance will cover your medical bills the general rule is that you are responsible for paying your own medical bills or making sure they get paid but medical costs arising from car accident injuries tend to get paid from different sources depending on liability for the accident and the. If you get into an accident and lose your health insurance and or your job as a result of the accident you may qualify for medicaid. You can present your medical insurance to the hospital or doctor when seeking treatment from a car accident. You may be able to designate your health insurance as your primary source of medical coverage used if involved in a car accident.

At most you might not have to pay a deductible in a case where the other driver is clearly at fault. It is a health insurance program that the government designed for low income people. Consider the affect a common accident may have on your financial picture. If you have pip or medpay as part of your auto insurance coverage you ll typically use those first before going to your health insurance company.

The amount of coverage can vary greatly but medical bills will or should be paid up to the at fault driver s policy limits. Cycling into medical insurance coverage. But whether your errors are intentional or not if you have to file a claim for an accident say the insurance company likely will find out. Having the same car insurance company as the driver you have an accident with does not mean you get any special privileges.

You should check your policy to determine what it covers. Adjusters for both sides of the claim work to determine the at fault party and take the same time as normal doing so. The limits of that policy must been met before health insurance steps in. Health insurance can deny a claim that was caused by a car accident or may pay in advance and be reimbursed from a later settlement.

Most states require motorists to have basic liability car insurance coverage. Drivers without pip coverage can still use health insurance to pay for injuries after a car accident but there are some advantages to adding pip or medpay to your car insurance policy. Some plans do not cover car accidents. If your health insurance coverage paid your medical bills first the health insurer will turn around and make a claim against the car insurance company that insures the at fault driver.

Claims investigators make an effort to verify. Medicaid is not charity.