In Kansas Do You Have To File A Insurance Form If A Police Report Is Filed

If you choose not to file a claim with the insurance company they may still obtain the police report.

In kansas do you have to file a insurance form if a police report is filed. If you are in an accident whether you must file a police report is dependent on both state law and your insurance policy. The insurance company can then pull the entire report to get the necessary information off of it. If the damage is over 500 or that there is a death or injuries involved then definitely file a police report. There have been twenty seven commissioners to lead the kansas insurance department including current commissioner vicki schmidt.

If you are able to get a report filed with the police department get it done. Please choose the topic that best describes your complaint. Usually however they are not required for a deer claim to be paid out. However understand that even if you file a police report you do not automatically have to file a claim with your car insurance company.

If the amount of damage to your car is small and your car insurance deductible is high you might want to pay the expenses yourself without involving your car insurance company. Filing the police report when you are injured during an accident helps to ensure that this can be covered by your auto insurance policy. One of the other parties involved in the accident might get the police report. Then assess the situation.

In minor accidents after which no insurance claim will be filed reporting might not be required at all. The longest serving commissioner was frank sullivan who served from 1947 1971. Documentation makes the claim process cut and dry. If filing a report is required by your insurance company you must do so in order for the claim to be accepted.

It s a good idea to get a police report though especially if you have hit multiple deer recently. If you file an insurance claim later on your insurance company will ask for the police report number. However most states require you to report accidents resulting in injury or involving more than 2 000 of property damage. The kansas attorney general s office handles complaints and investigation requests regarding a number of issues.

In 2017 the kansas legislature enacted senate bill 23 which merged the kansas securities commission with the kansas insurance department. A police report is required by law and very useful to obtain compensation from the insurance company. The auto insurance company will ask you if you ve filed a police report but they shouldn t require it unless a driver flees the scene.