Texas Homeowners Insurance Form Ho 3

As we said the ho 3 home insurance policy is the most commonly purchased home insurance policy because the policy encompasses all the coverage that most homeowners need.

Texas homeowners insurance form ho 3. Being covered means that damage to the dwelling the structure of your home will be reimbursed by your insurance company up to policy limits. Also known as the special form homeowners policy it provides excellent coverage for your house as well as your personal property. Let s compare the common policy forms in texas listed in order from least broad coverage to the broadest coverage available. Texas companies use both the national policy forms such as the common ho3 as well as texas specific forms hoa hoa and hob.

Since it has a broad range of coverage and some of the most affordable premiums it has become the most offered type of home insurance policy. The primary purpose of ho 3 special form homeowners insurance is to cover your dwelling. What is an ho3 homeowners policy the most common type of homeowners insurance policy you can find will be the ho 3 also known as a special form policy.