What Is A Dl123 Insurance Form
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What is a dl123 insurance form. North carolina vehicle insurance policy reflecting your name and the issue and expiration dates. Certification of liability insurance coverage must be submitted on dmv form dl 123 or an original liability insurance policy binder or an insurance card and must come from an insurance company licensed to do business in north carolina. This form is valid for 30 days after completion by insurance agent. A dl123 form is required of those who wish to obtain or reinstate a driver s license in the state of north carolina.
The purpose of the dl 123 form is to provide documentation to the north carolina dmv that you are an insured driver and that your policy meets the state minimum requirements for liability coverage. Now if a driver doesn t own a vehicle registered in north carolina or operates a non fleet private vehicle owned by someone else a certificate of exemption called a form dl 123a must be submitted. North carolina law requires that a dl 123 form has to be filled out and signed by your auto insurance agency select insurance group before you can receive your nc license back. Also a dl123 form is required of those who wish toreinstate their license after a dui dwi suspension.
A form dl 123 is also one of the accepted ways to show proof of liability car insurance when someone is registering a vehicle in north carolina. Liability insurance or 30 60 25 limits are what is required of every north carolina driver. Effective date of policy. Listed below are acceptable documents you can use.
Under north carolina law you are required to be insured at minimum for 30 000 of bodily injury liability per accident per person and 60 000 of bodily injury liability per accident total. The dl123 form is not an actual insurance policy by itself but serves as proof to the state of north carolina that you have purchased the legal liability insurance for driver s license reinstatement. To remove the restriction the driver must pay a 13 00 fee and submit the form to the dmv. The dl 123 form is designed to combat that behavior.
Insurance policy from a north carolina licensed insurer that show the dates the policy was issued and became effective north carolina certificate of insurance fs 1 showing the vehicle year make model and vehicle identification number dl 123 insurance form provided by a north carolina insurance company. This form can be attached to a liability only auto insurance policy full coverage auto policy or a non owner insurance policy. Dl 123 10 89 driver license liability insurance certification author.