What Is An Sr22 Insurance Form

An sr22 certification is a form that is filed with the state not a type of insurance.

What is an sr22 insurance form. An sr22 is a certificate that your car insurance company files with your state. What is an sr22 insurance form. An sr 22 sometimes referred to as a certificate of financial responsibility or sr22 insurance is a proof of car insurance certifying that you meet your state s minimum car insurance requirements. An sr 22 is a form that is filed with your state to show that you are meeting your state s minimum auto liability insurance requirements.

Also known as a certificate of financial responsibility sr 22 bond or sr 22 form an sr 22 isn t a type of insurance but rather an easy to get filing. Generally an insurance form like the sr22 is required for those who have been convicted of a drinking and driving violation but some people have their license suspended due to medical reasons too and are required to have insurance with a company that will file this form via the dmv. An sr 22 is a document on file with your state proving you have car insurance that meets the minimum coverages required by law. An sr 22 form filing is proof that a person that has had a license suspended for any reason has the state required insurance coverage to operate an automobile.

An sr 22 and an fr 44 are both certificate of financial responsibility cfr forms a cfr is a certificate required by the state and provided by your auto insurance company that verifies you have auto insurance liability coverage. An sr22 certificate of financial responsibility verifies that the named individual is carrying at least the state mandated amount of car insurance. Before you or your insurance company files your sr22 form though you do need to get covered. Regulations vary from state to state.

The minimum required liability auto insurance varies by state but you must be covered in order keep your driving privileges. But the fact of the matter is that an sr 22 form is something people carry to prove they are financially responsible and currently have the necessary auto insurance to operate a vehicle. In the united states an sr 22 sometimes referred to as a certificate of insurance or a financial responsibility filing is a vehicle liability insurance document required by most state department of motor vehicles dmv offices for high risk insurance policies. An sr 22 may also be referred to as a certificate of financial responsibility or in virginia and florida an fr 44.

It s not an insurance coverage. What is an sr 22 fr 44.