Insurance Form Cholesterole High

Blood cholesterol levels are measured with a simple blood test.

Insurance form cholesterole high. High cholesterol doesn t have to cost you hundreds of dollars per year if you know how to treat your symptoms. The screening test that is usually performed is a blood test called a lipid profile. While medications in general can result in higher rates this is not the case with high cholesterol because the medications bring your levels down and decrease your likelihood of heart disease. Having high cholesterol puts you at greater risk for a variety of illnesses mostly coronary related.

How to get term life insurance with high cholesterol knowing what is considered high cholesterol for life insurance can help you manage your symptoms and help you secure rates as low as 17 00 month. Especially if your levels are 250 of lower. For a woman placing you at average. High cholesterol can reduce your chances of getting a life insurance cover.

Cholesterol and life insurance if you have been diagnosed with high cholesterol it is possible to earn a preferred rating with some companies. It is a common misconception that life insurance companies will charge you more for being on medication for high cholesterol. If your total cholesterol level is high your doctor will also look at the ratio of your total cholesterol to hdl. Since the frequent result of high cholesterol is ultimately death by either heart attack or stroke life insurance companies consider it to be important in underwriting life insurance policies.

Nevertheless it is important to know what exactly insurance providers are looking at in the first place. It isn t so much the cholesterol level that life insurance companies focus on but rather the ldl hdl ratio otherwise known as the cholesterol ratio. If your levels of hdl cholesterol are high you can earn a standard rating even if your cholesterol levels are up to 299. Getting a cholesterol test.

If that number is below 5 for a man or 4 4. High density lipoproteins hdl or good cholesterol transport this excess cholesterol away from your blood vessels so it can be removed from your body. A blood sample is taken that will be used to determine the amount of bad cholesterol low density lipoprotein or ldl good cholesterol high density lipoprotein or hdl and other fatty substances triglycerides in your blood. This is why insurance rates can be higher for people who have been diagnosed with high cholesterol.

Triglycerides are fats that.